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Digital loan process

Ready-to-use loan application solution

For retail and SME customers – live in 2 months.

Depiction of your bank processes

Micro-APIs for plugging together your specialised solution for all types of loans as a project according to your specifications.

All types of loans

Retail, business, mortgage, syndicated loans, pass-through loans, credit cards, etc.

Digital account check (PSD2)

For retail and SME applications – loan decision without customer documentation.

Hybrid solution

Online and branch in one solution. With connection to your advisory centre via video chat from within the application.

Process automation

Standard tasks (e.g. household budgeting, personalisation, document checking, etc.) are performed intelligently by the software.

Configurable loan products

Per loan product, the specialist department defines the parameters and ‘red’/‘green’ barriers for the decision.

Semi-automatic or fully-automatic loan decision

Based on the parameters specified by the bank for each loan product.

Alternatives for ‘yellow’ decisions

If the customer does not fully meet the criteria, the software suggests alternatives that match your parameters.

In the cloud or installed locally

The solution can be hosted in the cloud by our cloud partner or within your IT infrastructure.

12,000+

users

1,000,000+

credit decisions per year

Several languages

English, German, French, Spanish

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